It is no secret that stress takes years off of our lives. When that stress is occasioned by the daily, repeated calls from debt collectors or the uncertainty as to how you will make next month’s mortgage payment, the effects of stress may be more immediate and troubling.
According to a 2009 study commissioned by AARP, one out of every five adults who are over the age of 45 suffer health problems that are directly attributable to the financial stress in their lives. Why does stress over finances take such a serious toll?
The Mayo Clinic reports that stress directly leads to physical problems, causing sleep disorders, heart palpitations, high blood pressure, decreased immunity, headaches, back pain, chest pain, heart disease and stomach maladies. The psychological effects are also apparent. Anxiety, restlessness, excessive worrying, depression, sadness, anger, forgetfulness, feelings of insecurity, and lack of focus may all directly arise from stress. These physical and psychological symptoms of stress may directly alter your behavior, resulting in over-eating, loss of appetite, angry outbursts, alcohol or drug use, increased smoking, social withdrawal, or conflicts in relationships.
The resolution? Take proactive steps to reduce or eliminate the source of the stress. If you recognize that financial issues are causing you to experience increased stress in your life, speak with a professional and obtain advice as to the options available to you. Simply speaking with an attorney about your financial problems and learning that options do exist to help people in your situation may go a long way toward relieving some of the financial pressure you are experiencing. In addition to providing you with peace of mind, eliminating the cause of the financial stress may also add years to your life.